Showing posts with label Saving. Show all posts
Showing posts with label Saving. Show all posts

Sunday, October 15, 2017

How to Explore Singapore in Cheap – The full proof Planning and Analysis

Hi Folks,

  I thought of adding another post to my Singapore series blogs where I would like to share the planning sheet that helped me plan the entire trip and the analysis on the expenses incurred in Singapore,

This is a series of blogs where I am trying to let people know about some tips and tricks to visit Singapore that are not available on internet,

Prior to this one,

1. Flight Booking

2. Before Travel

3. Day 1

4. Attraction Cheat Codes

I would like to share the a google sheet that I created that helped me throughout the trip and if you are a planning freak like me then you would really appreciate this.

Here is the link to the sheet, https://docs.google.com/spreadsheets/d/1rJ2YZJhNQvPB6AONj5cbroBjNocBlyhlu0pWf0btHkE/edit?usp=sharing

Create a copy of it and save it in your own google drive, modify it and use it as per your own suitability.

This sheet has following features,

1. It has list of all the possible things you need to do (Expense wise), right from Visa photo till return taxi to home.

2. I have divided the sheet into 3 sections, Before Travel, in Singapore, Extras and Optional (In my case it’s now couldn’t do it).

3. I have left most of the activities as it is with the cost, this can work for you as a checklist in terms of travel and attraction planning.

4. This is a smart sheet and gives you automated updated results based on your expense inputs.

5. You can enter expenses in Indian rupees and Singapore dollar. The sheet automatically color codes the expense separately.

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6. The sheet has a section where Singapore Dollar FX rate is updated automatically in realtime, this is fed into all the SGD expenses. This gives you the total trip cost in INR in realtime with current FX rates.

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7. The sheet also has a section where you can mark an activity done, that will make the activity paint color black with white font, this really helps in seeing what else is pending.

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Please use it and modify it use it even if you are travelling different country with different set of currency, that would require some change but if you know little bit of excel then you can figure that out pretty easily.

Now let me show you some Analysis on expenses occurred with me in Singapore,

Travel – 35% of my total expense on travel, of course the flight ticket was the major contributor to that,

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Food – Food was just 10% of the total trip expenditure and it was interesting to see that we spent almost equal amount of money on meals and juices and drinks !!

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Overall – Overall I feel it was a good trip with balanced funds spent on each activity. As I said earlier, I could have saved little bit on Hotel but I didn’t want to compromise because we had a small kid with us.

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Write to me at ankkkit@hotmail.com if you need some more info that you would like to know.

Friday, August 4, 2017

How to Explore Singapore in Cheap–Before Travel

This is a series of blogs where I am trying to let people know about some tips and tricks to visit Singapore that are not available on internet,

Prior to this one,

1. Flight Booking
   Next is Things to do before Travel,

1. Room Booking – People would say that Singapore is so small and public transport is so good that it virtually doesn’t matter where you are staying which may be true but what if you just don’t want to get into the hassle of catching a public transport to do any and everything ? What if you could just go out of your hotel and start shopping or enjoy the Singaporean Delicacies? It would save loads and loads of energy.
a. So my tip here is to get you hotel booking around major shopping streets or the area that you are more fascinated with, Bugis ? Chinatown ? take a pick. I had a 3 year old daughter for whom we had to look for a proper Indian food every morning, there was one right next to our hotel and one major daily task tackled in a breeze. I stayed at Summer View Hotel, It was comparatively expensive due to its location but it was worth it.
b. Save money and do not go for a fancy hotels, you have zillion things to do in Singapore and you will come back to hotel just to sleep. My hotel didn’t have swimming pool and my room didn’t have a window, did it matter ? No, because after getting exhausted from all day outing, you just need a cold shower and a fluffy bed…. may be a chilled beer as well before the bed.
Use Booking.com to book the tickets, it really gives you a vast variety of hotels and you get to choose between non-refundable or refundable bookings, of course refundable bookings come with premium price but affordable.

2. Visa Photos – There is a slightly different requirement than regular passport size pictures, so include minor expense this in your overheads.

3. Visa – You need confirmed return air ticket and hotel bookings to apply for this and this can be applied 30 days before travel date only.
a. Apparently you can get the visa done on your own but I could not find on net, if you can then well and good as it’s going to cost you just $30.
b. If someone you know in Singapore who has PR, they can apply for you.
c. I took help from a travel an agent (Eastern Travel Needz – Facebook, Google, Call/Whatsapp - +919880782160) who got it done for me in a week for ₹2450 rupees per person, very comfortable experience.

4. Travel Insurance – You can get this done directly from any firm, Reliance, New India, etc. usually its going to cost around ₹600 per person, child till 12 years is not applicable.

5. Planning – This is the core part and there is no end of what all you want to do in Singapore, I would say that I covered probably all important attractions but that might come up to just 30% of what all is out there. So plan well and plan smart, you don’t want to overwhelm yourself and keep a plan that has buffer so that you don’t get stressed out if you want to take an unplanned break in the middle of the trip which we had to take due to exhaustion.

a. Attractions – I will not list down what all you can see in Singapore, go look on internet and you will find zillion of references, so go ahead and make a day wise plan, in next few blogs I will try to show you how did I plan and give you an estimate of how much time would one activity typically take.

b. Day-wise planning – Very important, plan your days so that you have some control over your limited trip. You can always move things around but without plan you will lose time and opportunity. Here’s list of what I planned for, didn’t plan for and what I could and couldn’t cover.


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c. Luggage Essentials
i. Food – Pack lots of snacks, they were very useful when there was nothing available to eat. We packed a rice cooker and some rice that was really useful for lunch packing for kid. Beware that you will not get normal curd anywhere in Singapore, we tried a lot and all you get is sweet yoghurt or extreme sour curd from Indian restaurants.
ii. Clothes – Pack 1 top for each day and bottom can be repeated maybe once, that really worked out if you are not interested in getting your clothes washed, which is possible for some really interesting prices, I think minimum was 20 SGD for 4 KGs, which is roughly ₹1000.

d. Currency for Travel – I contacted a friend who had a friend at Singapore, took all SGD from him and later transferred him in Indian rupees, I saved at least ₹3000 with this but if not then you can find out from different people, who is giving the best rates, usually it will be travel agents.

e. Roaming – If you don’t mind paying huge bill then go ahead and get the roaming activated, in fact AIRTEL’s new plan is quite good, ₹1200 for 10 days and you get international incoming free. Else buy a local sim card once you reach Singapore. Or, almost all the hotels provide a mobile phone for your disposal till you are staying with them, you can use it for finding routes, make local calls and in our case calling to India was FREE !! Strangely It did not have incoming call or SMS enabled, hence there was issue in booking Uber or Grab. I would recommend buying a sim card for $15.

Write to me at ankkkit@hotmail.com if you need some more info that you would like to know.

Friday, May 29, 2009

Live in the moment

How would you respond when you are said that don’t buy that it’s useless and will not be of use for a long term. Save money don’t waste it, save it for future.

What is future!!! Do you know your future, does anyone know his or her future!! I don’t think so, its undecided, then why do you want to live on the foundation of uncertainty??

I told my wife that in our house I want to have a box built in the wall for flat screen television like a movie screen but she said keeping the television in the wall is not long term thought; we might not utilize it after sometime. A serious question pops up in my head, what is this long term planning??? 

Long term planning is not doing precisely what you want to do but doing it in a method that it will lessen maintenance price tag, I really hate the idea. If all my life I waited to have a private theatre space and now I can’t do it just because it will not yield anything good for long term!!! 

What this long term has given to anyone anyways!! After 10 years when you will loose all your passion to do things and you will be with 2-3 kids then everything will become stand still and there will be no time to do anything else in life.

So what are you living for, don’t you deserve to do anything with your own money!! My mother says save money save money ... for what!!! If I want to buy a nice phone or iPhone or Play station or foreign trip I have to think 10000 times before because it is stuffed in my mind from childhood that whatever you do think of a long term use.... and as result I did not buy many things because they were not useful for long-standing!!!



Why is it essential to think of long term in everything!! Why are you working hard to make that money and not working hard to spend it, I don’t say that spend every single penny but don’t be scared to acquire your dreams with that money, you might not get it after today :-)

So live in today not tomorrow, live in the moment